To this day, the willingness of a Wall Street investment bank to pay me hundreds of thousands of dollars to dispense investment advice to grownups remains a mystery to me. I was 24 years old, with no experience of, or particular interest in, guessing which stocks and bonds would rise and which would fall. The essential function of Wall Street is to allocate capital—to decide who should get it and who should not. Believe me when I tell you that I hadn’t the first clue.
Don’t worry about being average, because no one will ever question you about it. Average is the status quo. Politicians pander to the average out of political necessity. When they try to promote their own unconventional ideas, they quickly learn how risky it is to be truly different. If you go through life following this advice, you’ll find yourself in good company with virtually everyone who lives an unremarkably average life.